Great Income Property! Charming Duplex Featuring 6 Bedrooms~3 In Each Unit, 2 Bathrooms~1 In Each Unit And 1,673 Total Sq. Ft. Each Unit Features A Living Room, Bright Eat In Kitchen With Bay Windows. 3 Bedrooms. 1 Bath. One Unit With Washer/Dryer Included. Landscaped Front Yard. Fenced Rear Yard. Storage Area. Nice Central Location And Situated Near Walking/Biking Trails, Parks And Hospital. You Can View This Property On Your Cell Phone By Texting "Park88 To 79564"

Spacious 4 Level Home Loaded With Upgrades!  Featuring 4 Bedrooms, 3 Bathrooms, 2,424 Sq. Ft. And A 2 Car Garage. Inviting Entry Into Bright Living Room. Kitchen Offers Upgraded Black Appliances And New Flooring. Separate Dining Room. Entertainers Delight With Open And Vaulted Ceilings In Living Room And Kitchen. Spacious Family Room With Cozy Brick Fireplace And Walkout To Rear Yard. Master Bedroom With Adjoining Master Bath. Finished Basement With Large Rec. Room/4th Bedroom. Newer Vinyl Windows And Furnace. Fresh Interior Paint And 6 Panel Doors. New Baseboards And Carpet In Rec. Room /4th Bedroom. Situated On Private Corner Lot In Cul-De-Sac With New Fencing. Rv Parking. Truly A Must See! You Can View This Property On Your Cell Phone By Texting "Park25 To 79564"

Beautiful Ranch Style Townhome That Has Been Completely Remodeled And Features 2 Spacious Bedrooms, 1 Bathroom And 982 Sq. Ft. Bright And Open Floor Plan. Convenient Main Level Living. Large Living Room With Cozy Fireplace, Hardwood Flooring And Walkout To Deck. Gourmet Kitchen With Upgraded Cabinets, Granite Countertops, Breakfast Bar. Black Appliances And Hardwood Flooring. Spacious Master Bedroom. Modern Bathroom With Marble Counter, Newer Jetted Tub And Tiled Flooring. Central A/C For Those Hot Summer Days. Home Backs To Open Space And Is Situated In A Natural Setting. Gorgeous Mountain Views. Within Walking Distance To Pinecliff Park. Popular School District #20. Be Prepared To Be Impressed! You Can View This Property On Your Cell Phone By Texting "Park87 To 79564"

Immaculate 2 Story Home Featuring 3 Bedrooms, 3 Bathrooms, 2,361 Sq. Ft. And A 2 Car Garage. Enter Into A Spacious Living Room With Cozy Gas Log Fireplace And Built Ins. Bright Kitchen With Island And Dining Area With A Walkout To Wood Deck. Large Master Bedroom With Adjoining Master Bath. All Bedrooms Are Located On The Upper Level. Finished Basement With Family Room, Gorgeous Hardwood Flooring And Walkout To Backyard. Central A/C For Those Hot Summer Days. Neutral Paint And Carpeting Throughout. Nice Level Backyard. Located Very Close To Military Bases. Truly A Must See. You Can View This Property On Your Cell Phone By Texting "Park86 To 79564"

Charming Ranch Style Home With Finished Basement Featuring 4 Bedrooms, 3 Bathrooms, 3,072 Sq. Ft. And A 2 Car Garage. Bright And Open Floor Plan. Large Living Room With Cozy Fireplace. Gorgeous Kitchen With Loads Of Cabinets, Hardwood Flooring And Breakfast Nook With Bay Window. Spacious Main Level Master Suite Offers Large Bay Window And Adjoining 5Pc. Master Bath. Finished Basement With Large Family Room, Bedroom, Hobby Room And Full Bath. Central A/C For Those Hot Summer Days. Enjoy The Views From The Back Deck Home Backs To Open Space. Located Near Schools And Shopping. You Can View This Property On Your Cell Phone By Texting "Park85 To 79564"

Beautiful 2 Story Stucco Home Situated On 5 Acres In Black Forest. Featuring 5 Bedrooms, 4 Bathrooms, 3,595 Sq. Ft. And A 3 Car Garage. Relaxing Covered Front Porch. Inviting Entry Opens Into Bright Formal Living Room. Gourmet Eat In Kitchen With Tiled Backsplash, Upgraded Countertops, Island, Pantry And Hardwood Flooring. Separate Formal Dining Room. Family Room With Built Ins, Cozy Fireplace And Hardwood Flooring. Master Suite Offers Adjoining Master Bath With Jetted Tub. Laundry Room With Wash Sink. Office. Finished Walk Out Basement. Central A/C. Gorgeous Mountain Views. You Can View This Property On Your Cell Phone By Texting "Park83 To 79564"

This Home Is Full Of Charm And Features 2 Spacious Bedrooms, Modern Bathroom, 1,560 Sq. Ft. And An Oversized 1 Car Garage. Bright Living Room With Hardwood Flooring. Modern Kitchen With Tiled Backsplash, Gas Stove, Hardwood Flooring And Walkout. Separate Dining Area With Hardwood Flooring. Bright Master Bedroom With Hardwood Flooring And Modern Updated Bath. Laundry Area. Central A/C For Those Hot Summer Days. Sunroom. Backyard Includes Hot Tub, Flag Stone Patio, And Detached Garage.  Located Near Parks And Schools. You Can View This Property On Your Cell Phone By Texting "Park82 To 79564"

Beautiful 4 Story Home Loaded With Upgrades! Featuring 3 Bedrooms, 3 Bathrooms, 3,202 Sq. Ft. And A 2 Car Garage. Covered Front Porch. Inviting Entry Into A Spacious Living Room With Bay Window. Gourmet Kitchen With Island, All Appliances, Pantry And Abundant Cabinets And Counter Space. Separate Dining Room With Walkout To Deck. Large Master Suite With Designer Fuax Paint And Adjoining 5 Pc. Master Bath. Laundry Room With Front Loader Washer and Dryer. Custom Window Treatments Included. Upgrades Include: Water Softener, Under Sink Filtration System, Security System And Whole House Humidifier. Fresh Interior Paint. Custom Landscaping To Include Retaining Wall And Perennial Garden In Front Yard And Backyard Is Perfect For Entertaining Guests With Outdoor Furniture, Circular Firepit And Large Bamboo/Maple Privacy Fencing. You Can View This Property On Your Cell Phone By Texting "Park24 To 79564"

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The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probably have to be a cashier’s check. The title company or other entity conducting the closing will tell you the required amount for:

• Down payment
• Loan origination fees
• Points, or loan discount fees, you pay to receive a lower interest rate
• Appraisal fee
• Credit report
• Private mortgage insurance premium for FHA and Conventional Loans
• Insurance escrow for homeowners insurance, if being paid as part of the mortgage
• Property tax escrow, if being paid as part of the mortgage. Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.
• Deed recording fees
• Title insurance policy premiums
• Land Survey
• Inspection fees—building inspection, termites, mold, radon, etc.
• Notary fees
• Pro-rations for your share of costs, such as utility bills and property taxes

A Note About Pro-rations: Because such costs are usually paid on either a monthly or yearly basis, you might have to pay a bill for services used by the sellers before they moved. Proration is a way for the sellers to pay you back or for you to pay them for bills they may have paid in advance. For example, the gas company usually sends a bill each month for the gas used during the previous month. But assume you buy the home on the 6^th of the month. You would owe the gas company for only the days from the 6^th to the end for the month. The seller would owe for the first five days. The bill would be prorated for the number of days in the month, and then each person would be responsible for the days of his or her ownership.

One-Year Old~Stunning Home In Pristine Condition Located In Desirable Northgate! Featuring 5 Bedrooms, 3 Bathrooms, 3,181 Sq.Ft. And A 3 Car Garage. Inviting Living Room With Cozy Gas Log Fireplace And Built Ins. Gourmet Kitchen With Gorgeous Cabinets, Counter Bar, Upgraded Appliances, Pantry And Hardwood Flooring. Large Main Level Master With Walk In Closet And Adjoining 5pc. Master Bath. Main Level Laundry Room. Finished Basement Offers Large Family Room, 2 Bedrooms And A Full Bath. New Carpet And Upgraded Pad. Pet And Smoking Free Home. Minutes To Air Force Academy. Mountain Views. School District #20. Low-Maintenance Front Yard; Xeriscaped Back Yard. You Can View This Property On Your Cell Phone By Texting "Park65 To 79564"

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.